FAQs

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What is BrightFi?

BrightFi is a new and different way to do your banking. We’ve completely reinvented the traditional banking model, which by the way has been around for over 100 years (can you say outdated?). BrightFi allows you to take control of your finances and keep more of your hard-earned money, without any hidden fees and no surprises. With a BrightFi account, you get:

  • FDIC insured account up to $250,000 where funds are held by Metropolitan Commercial Bank, member FDIC
  • Visa® Prepaid Debit Card
  • Direct deposit up to $5,000 per deposit
  • Check deposit (get up to $1,000 of your money within five business days)
  • Cash and check deposit and withdrawal at 38,000 ATMs in the MoneyPass network
  • Savings Jars to put money aside for future expenses and goals
  • No overdraft fees (unlike traditional banks, you can’t spend what you don’t have)
  • Transfer to friends and family in the U.S. for no extra cost
  • Mobile app to manage your money all in one place

More features, like bill pay and international remittances, are rolling out soon – keep checking back with us to learn more!