Whether you’re looking for a way to save money on check cashing and prepaid card reload fees or if you are new to banking, a BrightFi account gives you the tools you need to manage your money.
Your subscription fee will be posted 30 days after your account has been funded, and then every 30 days thereafter. If there are not enough funds in the account, we'll charge it once but not after that.
That means you'll never have a mountain of fees pile up if your balance runs out!
Every bank has limits on transactions and spending. Normally it’s hidden in small print somewhere. We’re showing you all the BrightFi app limits front and center. Open the menus below for details.
Limit of $10,000 worth of deposits each month
Total balance allowed in the account at any time: $10,000
$2,000 available immediately, same day; the remainder available next business day
Limit of $5,000 per deposit for checks, transfers, and direct deposit
Limit of $999 per cash deposit
Never allowed. Seriously, you’re not going to spend money you don’t have with us.
Only spend what you have available in the account.
For your safety, we limit a single transaction to $5,000
$4,000 daily cap on dollar amount sent
Unlimited BrightFi to BrightFi transfers
External transfers up to 8 transfers per month
$500 limit per withdrawal
Limit of 5 withdrawals per day
Unlimited no fee deposits & withdrawals at any MoneyPass or Visa PLUS Alliance ATM. Out-of-network ATM fees may apply and vary by provider.
First replacement card at no extra cost
$10 fee thereafter
BrightFi is part of the MoneyPass ATM network which means you get access to over 38,000 ATMs at no additional cost. You also can deposit cash at over 20,000 Smart ATMs. To find the one closest to you click the link below.