Whether you’re looking for a way to save money on check cashing and prepaid card reload fees or if you are new to banking, MyBrightFi gives you the tools you need to manage your money.
Your $4.95 subscription fee will be posted 30 days after your account has been funded, and then every 30 days thereafter.
We don't allow overdrafts and you can use in-network ATMs at no extra cost.
Some out of network ATMs and third party providers may charge a fee.
Every bank has limits on transactions and spending. Normally it’s hidden in small print somewhere. We’re showing you all the MyBrightFi app limits front and center. Open the menus below for details.
Maximum of $5,000 for any single deposit or transfer
Maximum of $5,000 per day
Maximum of $10,000 in checks per month (on a 30-day rolling basis)
Maximum of $5,000 for any deposit
Maximum of $5,000 per day
Maximum of 3 mobile check deposits in a single day
Never allowed. Seriously, you’re not going to spend money you don’t have with us.
Maximum 20 transactions per day
Maximum $3,000 per transaction
Maximum $5,000 per day
$4,000 daily cap on dollar amount sent
Unlimited number of transfers per month to MyBrightFi account holders
Up to 8 transfers per month to non-MyBrightFi account holders
Maximum $500 per withdrawal
Maximum 5 per day
Maximum $1,000 per day
Maximum $5,000 per month (on a 30 day rolling basis)
Out-of-network ATM fees may apply and vary by provider.
$10 replacement card fee
MyBrightFi is part of the MoneyPass ATM network which means you get access to over 38,000 ATMs at no additional cost. To find the one closest to you click the link below.