Get BrightFi for $4.95 a month.

Honest banking. No hidden fees. Cancel your subscription any time.

Join BrightFi

BrightFi is a financial technology company, not a bank. Banking services provided by Sterling National Bank; Member FDIC.

your money when you need it
The shortcut between you and your financial goals.

Making ends meet every month can be stressful. Traditional ways of banking cost precious time and are full of extra fees. BrightFi replaces expensive check cashers and other money services.

You Just Got Paid!

Simplify and speed up your payment process. By signing up for direct deposit in the BrightFi app you can get your whole paycheck in your account.

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BrightFi App

Got 4 minutes? Great, because that's all you need to open up your account. Get access to digital banking tools, an easy way to deposit checks, and use a Savings Jar for future purchases quickly and easily.

A Little Extra...

Get more in your pocket each month by avoiding painful hidden fees.

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banking for real life
Why switch to BrightFi?
Direct Deposit
Deposit your paychecks through your employer and access your money in minutes.
Chat with a Human
You'll always have the chance to speak with a customer support specialist. No robots here.
Save for a Goal
Your account gives you access to custom Savings Jars so you can save for future goals
no more waiting

Payday is your day.

Boss gave you a paper check? Sign up for direct deposit and have your money sent directly to your account instead.

control in the palm of your hands

The tools you need to get ahead.

With your subscription, BrightFi gives you access to your balance and transaction history so you always know where you stand. Fraud alerts keep you safe. Plus, we'll never let you overdraft, so you can't spend money you don't have.

no more splitting the check

Send money

Paying your share of the check? Sending your niece some birthday cash? No problem. With your subscription, you can send money anywhere in the U.S. for free directly from our mobile app.

start an emergency fund

Save money

Want to put some money away? Use a Savings Jar (you can have up to 3 at a time), give it a nickname, and start organizing your funds right away. Those funds will be ready for you when you decide you need them.

we Have your back

We’re humans, not robots.

Sometimes you need to talk to a real person to solve a problem. Talk to a specialist or explore helpful information in our Customer Support Center. We're here to help!

Security You can Trust

Manage your card from your app.

Feel secure knowing that if your card is lost or stolen, you can open the app and quickly lock it so no one else can start using it. Forget your PIN? You can always see it in the app as well for convenient and easy access.

Try the digital banking app for your life today.

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BrightFi is a financial technology company, not a bank. Banking services provided by Sterling National Bank; Member FDIC
The demand for our new product has been tremendous. To help onboard our new customers we have temporarily paused new applications. We can't wait to welcome you to BrightFi so please check back in the future when we hope to reopen applications.