The demand for our new product has been tremendous. To help onboard our new customers we have temporarily paused new applications. We can't wait to welcome you to BrightFi so please check back in the future when we hope to reopen applications.

Welcome to banking for your life.

Say goodbye to check cashing fees and waiting in line. No minimum balances, overdraft or hidden fees. No credit check or ChexSystems verification required.

BrightFi is a financial technology company, not a bank. Banking services provided by Sterling National Bank; Member FDIC.

Manage Your Money in One Place

From the comfort of your home

  • Simplify your finances with an app for your smartphone or any internet connected device that lets you quickly manage and control your money in one place.

  • Quickly access your funds after signing up for direct deposit or choose to deposit checks through our in-app mobile deposit feature.

  • You can also check your balance, pay your bills, and send money to friends and family whenever you want.

Say goodbye to Painful Fees

No surprises here.

  • Most banks let you overdraft but charge fees or check your credit first. Now, you can choose an app that will never overdraft so you won’t have to worry about painful fees again.

  • We also protect your money with advanced technology and keep you safe from fraud by notifying you of suspicious activity.

  • BrightFi is a $4.95 monthly subscription with no hidden fees. Some third party fees may apply, like out of network ATM fees. But don't worry. We share each third party fee with you on our Customer Support page. Because planning is easier when you know what's ahead.

Take the first step

Your goals are within reach.

  • Using an app to keep track of your finances can help you stay organized. Paying bills on time may help you down the line when you apply for a loan for a car, house, or small business.

  • The money you save with BrightFi can be put toward an emergency fund, everyday expenses, or for a special occasion.

We're Changing the Game

Say goodbye to check cashing fees.

Traditional banks and check cashers can charge up to $50 a month to access your money. With BrightFi, you can keep more of what you earn.

$4.95
Per month, Billed Monthly
Debit Card
Send money anywhere in the U.S. from your phone
Withdraw cash at 38,000+ ATM locations
Deposit Checks In your mobile app
Banking services and accounts are held at Sterling National Bank, Member FDIC, and FDIC insured up to $250,000.